Collateral Loans

Secured loans from $50,000 to 1 Million.

What Is A Collateral Loan?

Thor Capital Group offers small business secured loans from $50,000 to 1 Million, with no restrictions on how you can use your funds. The terms of your collateral loan will depend primarily on your business’s cash flow, the business owner’s background, personal credit, repayment history, and the value and type of collateral. At Thor Capital Group, we never want to put anyone’s primary place of residence at risk, so we only accept developed property that is not the business or property owner’s primary residence as collateral.

Collateral Loan Is Ideal For:

  • Businesses who need low cost capital for a short period of time.
  • Businesses seeking a larger or longer-term funding option than a merchant cash advance or other small business loans
  • Businesses looking to make a large purchase, such as new equipment or more inventory.
  • Businesses planning an expansion, merger, or acquisition.

Who Can Benefit from Collateral Loans?

Collateral Loans Can Help Businesses In Most Industries, Including:

Restaurant Industry

Fast food, casual dining, fine dining, coffee shops, & more.

Construction Companies

Contractors, electricians, plumbers, specialty tradespeople, & more.

Medical Practices

Surgeons, psychiatrists, dermatologists, veterinarians, and all specialties.


Convenience stores, salons & spas, clothing stores, specialty stores, & more.


Metal manufacturing & machinery, food production, electronics, & more.

Business Services

Advertising, maintenance, equipment rental, computer programming, & more.

Collateral loans can also benefit restaurants, dental practices, attorneys, dry cleaners, gas stations, pharmacies, and more. No matter what industry you operate in, our expert Funding Advisors will work closely with you to select the best funding option to help you achieve your business’s goals without sacrificing cash flow.


You’ll need three months of business bank statements and other financial records. For faster approval, grant us secure access to your bank account’s transactional data


A Funding Specialist will reach out to you within 1 hour (during regular business hours) to complete your application and discuss your business funding options.


Once you and your Funding Advisor determine what funding option works for your business, your funds can be approved and deposited within 24 hours


You’ll need three months of business bank statements and other financial records. For faster approval, grant us secure access to your bank account’s transactional data

Will Your Business Qualify?

Thor Capital Group small business secured loan requirements are lower than traditional lenders and other alternative funders. Approval for a collateral business loan from Thor Capital Group isn’t based solely on your credit score—we know that credit scores don’t tell the whole story, so we focus on the overall health of your business and the property. Here are some factors we consider:

  • Type of collateral—we don’t accept primary residences as collateral
  • Value of collateral
  • Business revenue
  • Years in business
  • Vendor payment history
  • Cash flow
  • Public records

Why Get Funded By Thor Capital Group?

When you apply for a secured collateral business loan from a bank, you’ll have to complete a long application and supply up to a year’s worth of detailed financial records. The process can take months with no guarantee of approval. At Thor Capital Group, your success is what matters to us most. Funding from Thor Capital Group can be obtained quickly and easily thanks to our streamlined application and fast approval process, and our knowledgeable Funding Specialists will stick with you every step of the way.

Q: What assets can be used as collateral to secure a loan?
A: We accept developed property that is not the business or property owner’s primary residence. We will not accept your primary residence as collateral.
Q: What is required to apply for a collateral loan?
A: We require a credit application, recent property appraisal, county tax bill and real estate schedule. Check with one of our Funding Specialists for more details.
Q: Do you offer collateral loans in Canada?

A:Yes, we fund throughout Canada except for Saskatchewan.

Q: How long does it take to get funding for a collateral loan?
A: Funding from a collateral loan can be made available in as little as 5-10 business days. Speak with a Funding Specialist for more information.

Are You Ready To Have Thor Capital Group Get You The Funding Your Business Needs?

Contact Us

Drop us a line!


What Our Customers Are Saying

Bezvalley Pest ControlBezvalley Pest Control
00:31 27 Apr 22
My experience with Thor Capital Group was pleasant beautiful!!, Daniel Wilson handled our loan extremely professional. Daniel was able to successfully completed our loan without any problems. We have no words to describe his advise and consultation work his done with my business Bezvalley Pest Control. Everything was so much streamlined and smooth it was just mind boggling to sit back and see how Daniel handled all our paperwork accurately from start to finish without any mistakes. We highly recommend Daniel Wilson and his company for any financial needs you might have , we give them 8-stars. THANK YOU DANIEL!!!!!
Rapid Credit BoostersRapid Credit Boosters
17:40 14 Jan 22
Such an outstanding company, got me over $300k on total, great payback options, so appreciative.
17:28 27 Apr 21
Very professional, excellent customer service. Ray is the best person I have ever dealt with. Very honest, does what he says he will do. I recommend this company for all your financial needs. Ray is the best but I'm sure you will get the same excellent care from others there in the company. If it can be done they will do it, if it can't be they will be honest and tell you it can't be done. Best company I have ever dealt with in the many many years I have been in business. Took care of us like we were family. Thank you Ray so much for what you have done for us!
Jack DayonJack Dayon
20:20 05 Mar 20
Clemy helped me get capital to expand my shipping business when my bank, Bank of America, couldn't. Great guy, great company! Highly recommended.
14:47 07 Jan 20
Fantastic service and professionalism had a bad experience with other companies and they really got to work and have me the best interest rates. Thank you! Would highly recommend