Fast, Direct Veterinarian Funding

The veterinary field is one of the fastest growing industries in the United States thanks to the growth of the pet population, increased use of pet insurance, and rising awareness for animal welfare.

Whether you treat housepets and other small animals or large animals and livestock, pet owners and farmers expect first-rate veterinary care, including services ranging from pet grooming and boarding to routine examinations and both surgical and non-surgical treatments. Sometimes, your veterinary practice needs an infusion of funds to keep up with these demands and continue to provide the highest level of care. You may be able to get the loan you need from a traditional lender, but the process can take months, requires extensive paperwork, and there’s no guarantee of approval.

As an alternative lender, Thor Capital Group can approve more veterinarian loans than traditional lenders, often with funds deposited in as little as one business day.

Veterinarian Funding Solutions

We provide multiple types of small business funding to grow your veterinary practice. Our friendly, knowledgeable Funding Specialists will work closely with you to determine what type of veterinarian funding will help you grow your practice without compromising your cash flow.


You’ll receive working capital now, and we’ll receive a percentage of your daily or weekly credit card sales until the terms of the merchant cash advance have been met. Ideal for businesses with a high volume of credit card sales.



Is a secured loan that uses commercial real estate to reduce the cost of the loan and get longer terms. Also ideal for businesses looking for longer-term funding options.



Our small biz loans are typically between $20,000 and $60,000. Small loans for small businesses as low as $3,000 are also available, as are small biz loans up to $500,000. Ideal for businesses seeking short-term financing to grow.



Borrow as much or as little as you need, draw and repay as you go, and pay interest only on the portion of money you borrow. Ideal for businesses looking for flexible funding.


How To Use Veterinarian Funding

Veterinary businesses face a number of unique challenges. Your practice may need a quick infusion of funds to help overcome these obstacles, such as:

  • Increasing competition from other veterinary practices, especially for small animals and housepets
  • Keeping up with industry standards and maintaining compliance with regulatory organizations
  • High cost of specialized veterinary equipment
  • Completing regular training and certifications or continuing education to stay on the cutting edge
  • Decreased demand for livestock veterinary services

An alternative veterinarian loan can also provide the cash flow you need to improve or expand your practice. Use your funding to:

  • Purchase medical supplies or inventory
  • Upgrade or purchase new equipment
  • Add new services, such as grooming or boarding services
  • Invest in additional training to maintain high standards of care
  • Expand to or open another location
  • Boost marketing and promotional efforts
  • Hire experts or additional support staff to assist with a case
  • Improve cybersecurity
  • Invest in continuing education and training
  • Energize your marketing and advertising to bring in more clients

How Veterinarian Funding Works


After you submit your application, a Funding Specialist will reach out to you within 1 hour (during regular business hours) to discuss your options.


A Funding Specialist will reach out to you within 1 hour (during regular business hours) to complete your application and discuss your business funding options.


Once you and your Funding Specialist determine what funding option works for your business, your funds can be approved and deposited within 24 hours.


Repayment terms will depend on what kind of veterinary loan you use. Terms are set in advance so you know what to expect and can plan accordingly.


Will You Qualify?

At Thor Capital Group, approval for veterinarian funding is based on the overall health of your business, not just your credit score. Here are some factors we consider:

  • Business revenue
  • Cash flow
  • Vendor payment history
  • Years in business
  • Public records

Why Get Funded by Thor Capital Group?

Opportunities to expand or take on new projects come and go quickly, but applying for funding from a traditional lender like a bank, can take months with no guarantee of approval. With Thor Capital Group’s faster, streamlined application process, we can approve your company loan in as little as 24 hours.

Our application requirements are lower than traditional lenders, but we always have your best interest at heart. We are proud to provide responsible business funding—we’ll never over-leverage your business by giving you more capital than you can manage, and our Funding Specialists will be with you every step of the way.

Veterinarian Funding Q&A

Q: I am expanding my veterinarian practice by adding a new location. What type of veterinarian funding is best to achieve this goal?

A: Expanding your practice is an ideal use of veterinarian funding. We offer several funding options to help you access the working capital you need to add a new location, from small business loans to business lines of credit. Contact one of our knowledgeable Funding Advisors to select the right program for you.

Q: I accrued a lot of student debt during veterinary school. Should I use a small business loan to pay off my school loans?

A: Most traditional banks consider construction companies high-risk and will not fund them. As an alternative lender, we have different approval requirements, and can approve funding for “high risk” industries. We can provide you with the funds you need to cover project expenses, labor, materials and more, often in less than 24 hours.

No cost to apply. No obligation to accept.