Fast, Direct Daycare Funding

The continuing rise of dual-income households has fueled consistent growth for child care businesses. There are some large daycare providers, but small businesses still dominate the child care landscape, and that means there’s lots of competition—and lots of opportunity for your daycare business to grow.

Parents expect the highest level of care for their children, whether you offer early education programs, after school care or all day child care, or specialized care such as infant care. Sometimes, your need working capital to maintain and exceed these standards so you can provide superior child care that sets you apart from your competition. You may be able to get the funding you need from a traditional lender, but the application process can take months and requires extensive paperwork, all with no guarantee of approval.

How To Use Daycare Funding

Our friendly, expert Funding Specialists will work with you to determine which funding option will help you achieve your goals without compromising your practice’s cash flow.

MERCHANT CASH ADVANCE

You’ll receive working capital now, and we’ll receive a percentage of your daily or weekly credit card sales until the terms of the merchant cash advance have been met. Ideal for businesses with a high volume of credit card sales.

MERCHANT CASH ADVANCE

COLLATERAL LOAN

Is a secured loan that uses commercial real estate to reduce the cost of the loan and get longer terms. Also ideal for businesses looking for longer-term funding options.

COLLATERAL LOAN

SMALL BUSINESS LOAN

Our small biz loans are typically between $20,000 and $60,000. Small loans for small businesses as low as $3,000 are also available, as are small biz loans up to $500,000. Ideal for businesses seeking short-term financing to grow.

SMALL BUSINESS LOAN

BUSINESS LINE OF CREDIT

Borrow as much or as little as you need, draw and repay as you go, and pay interest only on the portion of money you borrow. Ideal for businesses looking for flexible funding.

BUSINESS LINE OF CREDIT

How To Use Daycare Funding

It can provide the infusion of working capital your business needs to meet the unique challenges, such as:

  • Long accounts receivable periods
  • Contingency cases that restrict cash flow
  • Keeping up with rapid technology changes
  • Size of practice—in a private practice, operating costs are the responsibility of the sole owner; in a group practice, operating costs are shared between all owners

An daycare loan can also provide the cash flow you need to improve or expand your practice. Use your funding to:

  • Improve cybersecurity
  • Invest in continuing education and training
  • Energize your marketing and advertising to bring in more clients
  • Purchase new office equipment, such as scanners or computers
  • Renovate or remodel your office to offer clients a more comfortable experience
  • Hire experts or additional support staff to assist with a case
  • Expand your practice or acquire another practice

How Daycare Funding Works

SUBMIT YOUR APPLICATION

After you submit your application, a Funding Specialist will reach out to you within 1 hour (during regular business hours) to discuss your options.

SUBMIT YOUR APPLICATION
CHOOSE YOUR FUNDING

A Funding Specialist will reach out to you within 1 hour (during regular business hours) to complete your application and discuss your business funding options.

CHOOSE YOUR FUNDING
GET FUNDED

Once you and your Funding Specialist determine what funding option works for your business, your funds can be approved and deposited within 24 hours.

GET FUNDED
REPAY YOUR LOAN

You’ll need three months of business bank statements and other financial records. For faster approval, grant us secure access to your bank account’s transactional data.

REPAY YOUR LOAN

Will You Qualify?

Approval for daycare funding from Thor Capital Group isn’t based on your credit score alone. Instead, we focus on the overall health of your business. Here are some factors we consider:

  • Business revenue
  • Cash flow
  • Vendor payment history
  • Years in business
  • Public records

Why Get Funded by Thor Capital Group?

Opportunities to expand or take on new projects come and go quickly, but applying for funding from a traditional lender like a bank, can take months with no guarantee of approval. With Thor Capital Group’s faster, streamlined application process, we can approve your company loan in as little as 24 hours.

Our application requirements are lower than traditional lenders, but we always have your best interest at heart. We are proud to provide responsible business funding—we’ll never over-leverage your business by giving you more capital than you can manage, and our Funding Specialists will be with you every step of the way.

Daycare Funding Q&A

My company wants to support rebuilding our local community after some recent destructive weather. What's the best way to secure funding to get the additional supplies I need?

A: We offer a quick, stress-free application process, with same day funding available for most applicants. Speak with one of our friendly Funding Advisors to identify the right solution for you.

Why should I consider an alternative lender for my business?

A: Most traditional banks consider construction companies high-risk and will not fund them. As an alternative lender, we have different approval requirements, and can approve funding for “high risk” industries. We can provide you with the funds you need to cover project expenses, labor, materials and more, often in less than 24 hours.

No cost to apply. No obligation to accept.