Get answers to the most frequently asked questions about our small business funding options and ISO program below. If you still have questions, contact us for more information. We’re dedicated to providing exceptional customer service, and will respond to all voicemails and emails within an hour (during regular business hours).
Thor Capital Group is a Small Business Direct Lender that helps business owners access working capital. Thor Capital Group has delivered over $100 million to small businesses like yours nationwide.
While many lenders focus solely on personal credit scores and available collateral, Thor Capital Group factors in data such as your business’s cash flow and what the funds will be used for. This enables us to approve businesses that may have trouble getting financing elsewhere.
If approved, the loan is transferred by the lender directly into your business account. Funding can be as fast as the next business day if documents are in and the loan is approved by 5 P.M. ET, Monday through Friday (excluding bank holidays).
We fund businesses in most industries, including high risk industries. This includes attorneys, dental practices, medical practices, automotive dealers, construction companies, restaurants, retailers, manufacturers, gas stations, dry cleaners, pharmacies, business services, and more.
Start by learning more about our ISO program. If you’re interested in becoming an ISO partner, call us at 1 (888) 445-1028, or fill out an application online.
Yes, we do offer funding that operates very similar to a business lines of credit, called a merchant cash advance. With a merchant cash advance, businesses can draw less than the full amount approved, then request more as needed so long as the health of the business remains unchanged or improves.
We fund businesses in the United States, including the U.S. territories of American Samoa, Guam, Northern Mariana Islands, Puerto Rico and the U.S Virgin Islands. We also fund in Canada (except for the Saskatchewan).
Of course! At Thor Capital Group, we know your business’s credit score doesn’t always tell the whole story. That’s why our approvals are based on more than just your credit score. We look at the overall health and potential of your business, including:
Your business can receive an offer for funding usually the same day.
We only do a soft inquiry when you apply for financing unless your credit file is restricted, in which case we would contact you to lift the restriction. This may result in a hard credit pull, which can temporarily affect your credit score.
No. There is no cost to apply and no obligation to accept.
Approval for a working capital loan from Thor Capital Group is based on more than just your business’s credit score. We take into account multiple factors, including:
Yes. Once you have repaid 50% of your original cash advance, you are eligible to apply for another cash advance called a renewal. In most cases, Thor Capital Group will also increase the amount of the advance you are eligible to receive.
No. We trust that small business owners know best how to use their funding, so we don’t restrict how you use your funds.
We provide working capital loans from as low as $5,000 up to 1 Million.
Couldn’t find your answer?
Email us info@thorcapitalgroup.com or Give us a call @ 888-445-1028
