Low Credit Business Loans You Can Trust

Getting small business financing is hard under the best circumstances, and it’s even tougher when you have a low personal or business credit score… Whether your credit is low because of your personal financial history or your company hasn’t had a chance to build a strong business credit history, at Thor Capital Group, we can help with funding your business!

Bad credit can hurt even the strongest businesses, especially if you are applying for funding from a traditional lender like a bank. Let the Funding Specialists at Thor Capital Group help you expand your company and get you the funding you urgently need to expand your business.

Will You Qualify?

At Thor Capital Group, our approvals aren’t based on your credit score alone. Instead, we focus on the overall health of your business. Here are some factors we consider:

  • Business revenue
  • Cash flow
  • Vendor payment history
  • Years in business
  • Public records

Low Credit Funding Solutions

With our streamlined and quick application process, you can get the working capital you need in as little as 24 hours. We offer a number of different small business loans for bad credit scores, with funding ranging from $5,000 up to 1 Million.

MERCHANT CASH ADVANCE

You’ll receive working capital now, and we’ll receive a percentage of your daily or weekly credit card sales until the terms of the merchant cash advance have been met. Ideal for businesses with a high volume of credit card sales.

MERCHANT CASH ADVANCE

COLLATERAL LOAN

Is a secured loan that uses commercial real estate to reduce the cost of the loan and get longer terms. Also ideal for businesses looking for longer-term funding options.

COLLATERAL LOAN

SMALL BUSINESS LOAN

Our small biz loans are typically between $20,000 and $60,000. Our small biz loans up range from anywhere from $5,000 to $500,000.

SMALL BUSINESS LOAN

BUSINESS LINE OF CREDIT

Borrow as much or as little as you need, draw and repay as you go, and pay interest only on the portion of money you borrow. Ideal for businesses looking for flexible funding.

BUSINESS LINE OF CREDIT

The best candidates for small business funding with low credit are prepared with a firm understanding of how much funding they need, what they plan to do with it, and how they plan to repay it. Our friendly, expert Funding  Specialists will work closely with you to determine which funding option will help you achieve your goals without compromising your cash flow.

How To Use Small Business Loans for Bad Credit

We believe small business owners understand best what they need to do to grow their business, so we don’t restrict how you use your funds. Your working capital can be used to meet the challenges your business faces or to grow and expand, such as:

  • Keeping up with industry trends
  • Investing in marketing and advertising to boost your clientele
  • Upgrading technology or renovating your space
  • Keeping up with rapid technology changes
  • Expanding to a new location

In addition to these applications, a successful round of funding can positively impact your credit score, making it easier to obtain funding next time your business needs an infusion of working capital.

How Small Business Loans for Low Credit Scores Work

SUBMIT YOUR APPLICATION

After you submit your application, a Funding Specialist will reach out to you within 1 hour (during regular business hours) to discuss your options.

SUBMIT YOUR APPLICATION
CHOOSE YOUR FUNDING

A Funding Specialist will reach out to you within 1 hour (during regular business hours) to complete your application and discuss your business funding options.

CHOOSE YOUR FUNDING
GET FUNDED

Once you and your Funding Specialist determine what funding option works for your business, your funds can be approved and deposited within 24 hours.

GET FUNDED
REPAY YOUR FUNDING

You’ll need three months of business bank statements and other financial records. For faster approval, grant us secure access to your bank account’s transactional data.

REPAY YOUR FUNDING

Why Get Funded by Thor Capital Group?

Applying for small business funding from a bank can take months and requires up to a year’s worth of detailed financial records. There’s no guarantee of approval, and most applicants with low credit scores will be denied. Because we are an alternative lender, Thor Capital Group can approve more business loans for bad credit scores, often in as little as one business day.

Your business’s success is what matters to us most. We provide responsible funding and will never over-leverage your business by giving you more funding than you can handle. Our Funding Specialists will be standing by throughout the process to answer your questions and provide any support you might need along the way.